Enterprise-grade security your organisation can trust
moneymood is built on a privacy-first foundation. Every architectural decision, every feature, and every data flow is designed with member data protection as the top priority.
Security built in, not bolted on
Encryption Everywhere
All data is encrypted in transit using TLS 1.2+ and at rest using AES-256 encryption. Member financial information is protected by the same standards used by Australian banking systems.
Privacy by Design
Privacy is built into every feature from the start. We collect only what is needed, and we are transparent about how member data is used. Organisations never see individual member data.
Member Data, Member Purpose
Member financial data exists solely to provide them with financial insights and guidance. We are transparent about data usage and never share data with third parties without explicit consent.
Complete privacy between organisations and members
One of the most important aspects of moneymood's security architecture is the strict privacy boundary between organisations and their members. When your organisation deploys moneymood, you cannot see, access, or analyse any individual member's financial data.
This separation is built into the platform architecture, not just enforced by policy. Members can use moneymood with full confidence that their financial information remains private.
Secure access, every time
Member accounts are protected with industry-standard security measures. Passwords are hashed using bcrypt with salt. Session tokens are securely rotated and expire automatically.
Rate limiting protects against brute force attempts, and anti-enumeration measures ensure that attackers cannot discover registered accounts.
Members decide what happens with their data
moneymood gives every member full control over their financial data. They can export their data at any time, revoke any connected account, or delete their entire account and all associated data.
We believe financial data belongs to the individual. We are custodians of it while they use moneymood, not owners of it.
How we handle member information
Data Collection
We collect only the financial data needed to provide members with insights and analysis. We do not collect unnecessary personal information, browsing history, or data from other apps.
Data Storage
Member data is stored securely on Australian-hosted infrastructure. All data at rest is encrypted using AES-256. Database access is restricted and monitored.
Data Deletion
When a member deletes their account, all personal data and financial information is permanently removed from our systems. We do not retain data after account closure.
Secure. Private. Enterprise-ready.
CDR accredited. Bank-grade encryption. Complete member privacy. Free for your organisation.