Give your people real financial wellbeing
moneymood is a financial wellbeing platform delivered through your organisation. Adviser-backed insights, Open Banking data, and intelligent guidance help your members reduce financial stress and make better decisions. Free for you. Free for them.
Some of the organisations we work with
“We wanted to do something meaningful for our team's financial wellbeing but didn't have the budget for expensive programs. moneymood gave us a genuinely useful benefit at zero cost and zero complexity.”
Financial wellbeing as a member benefit
Financial stress affects productivity, retention, and engagement. moneymood gives your organisation a meaningful way to support your people, at zero cost.
Zero Cost to Deploy
moneymood is completely free for organisations to offer. No licence fees, no per-seat pricing, no hidden costs. Every feature is included from day one.
Adviser-Backed Intelligence
Not just another budgeting app. moneymood delivers insights informed by licensed financial advisers, not generic AI tips. Real guidance your members can trust.
Reduce Financial Stress
Financially stressed employees cost organisations in absenteeism, turnover, and lost productivity. moneymood gives your people the clarity to take control.
Drive Engagement and Retention
A meaningful financial wellbeing benefit differentiates your organisation. Members who feel supported financially are more engaged and more likely to stay.
White-Labelled Experience
moneymood can be co-branded with your organisation's identity. Your members see a platform that feels like it belongs to your ecosystem.
Simple Rollout
No complex integration required. We handle setup, onboarding, and support. Your team sends invitations, and members are up and running in minutes.
AI Security Systems
Advanced AI-powered security monitors every interaction. Fraud detection, anomaly alerts, and intelligent threat prevention keep member data safe around the clock.
Instant Financial Advice
Members message anytime for real-time, personalised financial guidance. No appointments, no waiting. AI-powered answers based on their actual financial data, available 24/7.
From rollout to real outcomes
Your organisation deploys moneymood. Your members get financial clarity. No complex setup required.
Your organisation partners with us
Get in touch. We configure your branded instance of moneymood and provide everything you need to launch.
Invite your members
Members receive access through your organisation. No public signup. No app store downloads required.
Members connect their finances
Members securely link bank accounts via CDR, import statements, or enter details manually. They stay in full control.
Real outcomes follow
AI analysis, adviser-backed insights, debt strategies, and lending pathways help members improve their financial position.
A complete financial wellbeing platform
Every member receives access to a private financial intelligence dashboard. moneymood analyses their complete financial picture and delivers personalised insights, projections, and pathways to better outcomes.
Measurable impact for your members
moneymood goes beyond tracking. It connects members to real financial outcomes through data-driven insights and adviser-backed pathways.
Refinancing Savings
Members discover better home loan rates through intelligent comparison. moneymood identifies refinancing opportunities and connects members to lending pathways.
Debt Reduction
AI-powered debt strategy comparison shows members the fastest and cheapest way to become debt-free. Snowball vs avalanche, calculated month by month.
Insurance Optimisation
Through our partnership with BeOpen, members compare insurance costs against national benchmarks. Where they are overpaying, moneymood highlights savings and connects them to better options.
Why is moneymood free?
moneymood is free because we believe financial wellbeing tools should be accessible to everyone, not locked behind expensive licences. The platform is fully featured from day one for every organisation and every member, with no hidden costs or paywalls.
We may receive referral fees from partner products or promotions that members voluntarily choose to explore, such as refinancing or insurance. No member is ever pushed towards anything. If a member never engages with a partner offer, nothing changes. The platform remains completely free and fully functional.
Built on Trusted Financial Infrastructure
moneymood combines secure Open Banking data powered by Basiq, insurance comparison through BeOpen, and rewards through PokitPal to help members understand, manage, and improve their financial position.
Open Banking via Basiq
Secure Open Banking connections powered by our CDR partnership with Basiq, Australia's leading financial data platform.
Partner-Powered Financial Services
Members access optional financial services through our trusted partners, designed to improve their financial position.
All services are optional and delivered through trusted partners. moneymood does not promote products unless they provide genuine member benefit.
Tailored to the way your organisation works
Different organisations have different needs. moneymood adapts to yours.
Employers & HR Teams
Financial stress costs Australian businesses $31B per year in lost productivity. Your employees feel it. Your bottom line shows it.
Offer moneymood as an employee benefit with zero cost and zero IT overhead. Employees get real financial guidance, you get reduced absenteeism, stronger retention, and a benefit your people actually use.
Talk to us about your workforce →Schools & Parent Communities
Family financial stress directly impacts student outcomes. When parents are under pressure, it flows through to the classroom.
Give parents financial clarity through a school-endorsed platform. Strengthen parent engagement, build financial literacy across families, and show your community you care beyond the curriculum.
Talk to us about your school →Associations & Member Organisations
Members expect tangible value from their membership. Generic newsletters and discounts no longer differentiate you.
Add financial wellbeing as a member benefit that genuinely improves lives. Demonstrate real value, increase retention, and give members a reason to stay that goes beyond industry updates.
Talk to us about your members →Improve financial wellbeing at scale
Free for your organisation. Free for your members. Powered by advisers, delivered through you.